Most Kiwis picked their KiwiSaver fund years ago, or never picked at all, and haven't looked since. The difference between the right fund and the wrong one can be tens of thousands of dollars over time. Our Taupō team offers a free check-up that takes about half an hour.
What we look at
- Fund type: is it matched to your timeline and how you feel about ups and downs?
- Fees and returns: what are you actually paying, and what are you getting for it?
- First home: using KiwiSaver for a deposit, with fund settings that suit a purchase a few years away rather than a few decades.
- Retirement: making sure the money's there, in the right shape, when you stop working.
- Investing beyond KiwiSaver: for Taupō clients who want their money working harder than a fund cap allows.
Local, in person if you want it
Based on Tongariro Street in Taupō, with a team of advisers who can meet you in person or run the whole check-up over the phone, whatever suits. Whoever you end up with, you're getting the same free, no-pressure approach.
What Taupō clients say
"We highly recommend Zest Brokers. We've used them for mortgages, insurance, and KiwiSaver advice, and every experience has been fantastic.
We recently worked with Tui on our home purchase and she was amazing from start to finish. She was on to it with everything, made the whole process smooth, and explained things clearly along the way.
Hope has also helped us with risk insurance and KiwiSaver, and she was just as informative, knowledgeable, and focused on what we needed.
We'll definitely keep working with Zest in the future and would happily recommend them to others."
Gemma Hiini
What does it cost?
In most cases, our advice is always free. We generally get paid a small commission out of the fund's existing fees, not an extra cost to you. If a management fee ever applies, you'll hear it from us first.
FAQ
Do I have to switch providers to get advice?
No, sometimes the right answer is to stay put, just adjusted. We'll tell you either way.
How much should I be contributing?
Depends on your goals and timeline. Small tweaks now can make a big difference later, including making sure you get the full government contribution each year.
Can I use KiwiSaver for my first home?
If this is your first home and you haven't used KiwiSaver for a home purchase before, in most cases you can. We'll check your eligibility to be sure.
Is the advice really free?
In almost every case, yes. See "What does it cost?" above.