Insurance is one of those things you buy hoping you'll never use it, which makes it worth getting right. Our Taupō team figures out what cover you actually need, compares options across leading NZ insurers, and explains it without the gibberish.
What we cover
- Life insurance: looking after the people who depend on you.
- Trauma cover: a lump sum if serious illness hits, so money's the last thing on your mind.
- Health insurance: faster access to treatment when you need it.
- Income protection: your income pays for everything; protect it.
- KiwiSaver-adjacent risk advice: life, disability and health insurance that lines up with your KiwiSaver and wider savings plan, not just cover in isolation.
Your local team
Larn Robinson and Hope Appleton handle risk insurance out of our Tongariro Street office. They're there at claim time, when it matters most. View the full Taupō team →
How we're different
We don't start with products. We start with you: your family, your debts, your budget, your priorities. Then we build cover around that and review it as life changes.
What Taupō clients say
"We were able to sell our first home and buy a newly renovated home. We also go help with our insurances to lower payments and also get awesome cover, compared to what we currently were paying. We got help to change our current KiwiSaver to another provider to help grow our KiwiSaver for retirement. Overall learnt a lot thanks to Tui & Hope at the Taupo Zest branch"
Javan Taia
"Larn at Zest was absolutely amazing to deal with. I had no clue of how to approach getting my affairs in order and he new exactly what to do, where to look and have everything sorted and packaged up within a week. I would highly recommend him and will continue to use him in future."
Kodie Williams
What does it cost?
Our advice is free. The insurer you choose pays us. If a fee would ever apply, we'll tell you before anything starts.
FAQ
Do I have to be based in Taupō to use Zest?
No, anyone in NZ can, but we have a physical office here if you'd rather meet face to face.
What cover do I actually need?
Depends on your situation. The free chat is exactly for working that out, not for selling you a product first.
Will my medical history affect my options?
Sometimes, but there's usually still a good option. We'll walk you through it honestly.
Is the advice really free?
Yes. See "What does it cost?" above.