Kia ora — Sandeep is a Financial Adviser based in Whangarei, Northland, helping clients across New Zealand navigate some of the most important financial decisions of their lives.
Sandeep moved to New Zealand from India in 2005 at the age of 18. He lived in Rodney for most of that time, with a short 13-month stint in Christchurch between 2013 and 2014. He holds a Bachelor of Applied Business Studies degree, majoring in Finance, and before joining the Zest team spent 7.5 years with ANZ across a variety of roles — customer service consultant, retention specialist, and business manager.
At Zest Brokers, Sandeep works with first home buyers, property investors, business owners, and self-employed clients across all major lenders — including ANZ, ASB, BNZ, Kiwibank, Westpac, and a range of specialist and non-bank lenders. His areas of expertise include:
- Residential home loans and refinancing
- First home buyer applications and Kāinga Ora pathways
- Investment property and portfolio lending
- Business and commercial lending
- Construction and build loans
- Self-employed and business income lending
- KiwiSaver advice and investment planning
- Asset finance and personal lending
Sandeep likes helping people get into homes and making sure they properly understand their banking. He’s supported by a great team at Zest Brokers.
The most important thing in Sandeep’s life is his family and supporting them as best he can. Sandeep and his wife Jessica have two beautiful girls, Maia and Isla. In his spare time, he enjoys gardening, cricket, table tennis and pickleball.
If you’re thinking about buying, building, investing, growing your business, or simply want to know where you stand — feel free to reach out.