Insurance is one of those things you buy hoping you'll never use it, which makes it worth getting right. Our Whangārei team figures out what cover you actually need, compares options across leading NZ insurers, and explains it without the gibberish.
What we cover
- Life insurance: looking after the people who depend on you.
- Trauma cover: a lump sum if serious illness hits, so money's the last thing on your mind.
- Health insurance: faster access to treatment when you need it.
- Income protection: your income pays for everything; protect it.
- Business risk: key person cover and shareholder protection for Whangārei business owners.
Your local team
Tim Anderson (Director), Ben Hyde, Rebecca Skinner and Fiona Jessup handle risk insurance out of our Okara Drive office. They're there at claim time, when it matters most. View the full Whangārei team →
How we're different
We don't start with products. We start with you: your family, your debts, your budget, your priorities. Then we build cover around that and review it as life changes.
What Whangārei clients say
"We have also had the pleasure of dealing with Ben who has been handling the Insurance side and he is equally amazing! They really take the stress out of it all!"
James Turner ★★★★★
"Just amazing great help from the team especially Rebecca and Ants, with great knowledge, advice and understanding of the current market."
Doug Dunn ★★★★★
What does it cost?
Our advice is free. The insurer you choose pays us. If a fee would ever apply, we'll tell you before anything starts.
FAQ
Do I have to be based in Whangārei to use Zest?
No, anyone in NZ can, but we have a physical office here if you'd rather meet face to face.
What cover do I actually need?
Depends on your situation. The free chat is exactly for working that out, not for selling you a product first.
Will my medical history affect my options?
Sometimes, but there's usually still a good option. We'll walk you through it honestly.
Is the advice really free?
Yes. See "What does it cost?" above.